Need a loan but don't want to go through the hassle of traditional lending institutions? Look no further than Smart Credit! Our online platform makes it easy to apply for and receive instant loans. Whether you need money for a medical emergency, car repairs, or unexpected expenses, Smart Credit has you covered. Our application process is simple and straightforward, and we offer competitive rates to help you get the funding you need without breaking the bank. With Smart Credit, you can apply for a loan anytime, anywhere, and receive the money you need within hours. We understand that unexpected expenses can be stressful, which is why we make it easy to get the funding you need to get back on your feet. Download the Smart Credit app today and start your loan application!
Product calculation formula:
For a loan of Rs 20,000 with a tenor of 120 days, the fees charged are as follows:
Daily interest rate: 18.25%/365=0.05%
Interest to be paid per day: 20,000*0.05%=Rs 10
Interest to be paid per month: 20,000*0.05%*30=Rs 300
Monthly payment: 20,000*0.05%*30+ 20,000/120*30=Rs 5,300
Total Interest Fee: 20,000*0.05%*120 = Rs 1200
The total payment amount to be paid after the loan is due is 20,000+1200=Rs 21,200
- After the loan application is approved, the user will receive a loan principal of Rs 20,000; after the loan ends, the user's repayment amount becomes the total principal plus interest, without any other fees
In particular, there are no hidden costs.
APR and Fees:
Minimum loan Rs 5000 ~ upper limit Rs 50,000
Loan term 91 days ~ up to 120 days
Loan interest rate (maximum annual interest rate) 18.25%
No hidden fees, transparent and clear fees
Features.
1. High loan amount: The amount can be up to Rs. 50,000.
2. Fast loan approval: online application, fast approval and fast arrival.
3. Secure loan. Personal information is encrypted throughout the process and data is guaranteed safe
Product application terms.
Loans. Citizens living in India on a permanent basis
Age: 20 years and above
Money: employed with a stable source of income
Steps to use the product.
1. Download the Smart Credit application from Google Play Store and sign in with your mobile number to register
2. Fill in your personal information
3. Order review
4. After approval, the amount will be credited to your account
Product calculation formula:
For a loan of Rs 20,000 with a tenor of 120 days, the fees charged are as follows:
Daily interest rate: 18.25%/365=0.05%
Interest to be paid per day: 20,000*0.05%=Rs 10
Interest to be paid per month: 20,000*0.05%*30=Rs 300
Monthly payment: 20,000*0.05%*30+ 20,000/120*30=Rs 5,300
Total Interest Fee: 20,000*0.05%*120 = Rs 1200
The total payment amount to be paid after the loan is due is 20,000+1200=Rs 21,200
- After the loan application is approved, the user will receive a loan principal of Rs 20,000; after the loan ends, the user's repayment amount becomes the total principal plus interest, without any other fees
In particular, there are no hidden costs.
APR and Fees:
Minimum loan Rs 5000 ~ upper limit Rs 50,000
Loan term 91 days ~ up to 120 days
Loan interest rate (maximum annual interest rate) 18.25%
No hidden fees, transparent and clear fees
Features.
1. High loan amount: The amount can be up to Rs. 50,000.
2. Fast loan approval: online application, fast approval and fast arrival.
3. Secure loan. Personal information is encrypted throughout the process and data is guaranteed safe
Product application terms.
Loans. Citizens living in India on a permanent basis
Age: 20 years and above
Money: employed with a stable source of income
Steps to use the product.
1. Download the Smart Credit application from Google Play Store and sign in with your mobile number to register
2. Fill in your personal information
3. Order review
4. After approval, the amount will be credited to your account
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