Say👋 Hi ! to Gild - the new way of using your fixed deposit (FD) - on a card ! Powered by SBM Bank India
How Gild works?
✅ Open an FD account without savings account on the Gild App
✅ Get 7.7% p.a on your FD with 100% limit available on Gild Card
✅ No deduction of FD deposit on Gild Card usage
✅ Get rewarded in digital gold for all spends* on the Gild Card
✅ Get 45 days free credit period to settle your bills
Limited period offer - June 2023
✅ Lifetime free card
✅ Free RFID blocking metal card holder
Gild vs. Traditional FDs
✔︎ Liquidity on FD: Traditional does not offer liquidity, while Gild gets you liquidity in the form of a card and one does not need to break the FD.
✔︎ High interest rates: Both Gild & traditional FDs offer high interest rates
✔︎ Gold rewards for spending: Gild offers rewards for spending in the form of digital gold for the first time in India
✔︎ Safety: Both Gild & traditional FDs are banking products RBI regulated products and protected by Deposit Guarantee Scheme of the RBI.
Top 10 reasons to choose Gild
1️⃣ Instant FD opening without savings account
2️⃣ FD starts at INR 10K upto 7.7% p.a interest rate
3️⃣ Upto 100% of FD amount as card limit
4️⃣ Top-up FD to increase spending limit
5️⃣ Earn gold rewards for every spend*
6️⃣ Earn upto 8% of annuals spends is digital gold
7️⃣ No joining fees or annual fees
8️⃣ Get free metal card holder
9️⃣ 100% assured card, no credit checks
🔟 Builds your credit profile
Who is this meant for?
✔︎ If you love FD's then Gild makes your money more usable
✔︎ Gild is better than having money idle in savings account, if you are a debit card user then move your money to Gild and enjoy additional interest & earn gold for spends
✔︎ For people who are not eligible for unsecured cards like students, housewives, business persons
Disclaimer:
Issued by SBM Bank India
Interest rates are changed without notice
Gild Card is a Secured Credit Card
Information is subject to change without notice
For more info visit: https://gild.cards
Other products to compare with Gild
OneCard Lite, Paisa Bazaar Stepup Card, SBI Unnati Card, HDFC Bharat Card, SBI Prime Advantage Card, ICICI FD Xtra, ICICI Coral FD Card
Gild also has exclusive partner variants secured cards (Coming soon)
1. Magnet Card (https://www.magnetapp.in)
2. RupiCard (http://rupicard.com/)
3. Credilio Gild (https://www.credilio.in/gild)
References:
1. Gild Card is a secured credit card issued by SBM Bank India Ltd: https://www.sbmbank.co.in/smart_banking/consumer-credit-cards.php
2. Terms of use of the app: https://gild.cards/terms
3. MITC of SBM Gild Credit Card: https://gild.cards/images/MITC.pdf
4. Frequently asked questions regarding Gild: https://gild.cards/faq
5. For support contact: support@gild.cards
6. For product videos: https://www.youtube.com/@gildfdcard
How Gild works?
✅ Open an FD account without savings account on the Gild App
✅ Get 7.7% p.a on your FD with 100% limit available on Gild Card
✅ No deduction of FD deposit on Gild Card usage
✅ Get rewarded in digital gold for all spends* on the Gild Card
✅ Get 45 days free credit period to settle your bills
Limited period offer - June 2023
✅ Lifetime free card
✅ Free RFID blocking metal card holder
Gild vs. Traditional FDs
✔︎ Liquidity on FD: Traditional does not offer liquidity, while Gild gets you liquidity in the form of a card and one does not need to break the FD.
✔︎ High interest rates: Both Gild & traditional FDs offer high interest rates
✔︎ Gold rewards for spending: Gild offers rewards for spending in the form of digital gold for the first time in India
✔︎ Safety: Both Gild & traditional FDs are banking products RBI regulated products and protected by Deposit Guarantee Scheme of the RBI.
Top 10 reasons to choose Gild
1️⃣ Instant FD opening without savings account
2️⃣ FD starts at INR 10K upto 7.7% p.a interest rate
3️⃣ Upto 100% of FD amount as card limit
4️⃣ Top-up FD to increase spending limit
5️⃣ Earn gold rewards for every spend*
6️⃣ Earn upto 8% of annuals spends is digital gold
7️⃣ No joining fees or annual fees
8️⃣ Get free metal card holder
9️⃣ 100% assured card, no credit checks
🔟 Builds your credit profile
Who is this meant for?
✔︎ If you love FD's then Gild makes your money more usable
✔︎ Gild is better than having money idle in savings account, if you are a debit card user then move your money to Gild and enjoy additional interest & earn gold for spends
✔︎ For people who are not eligible for unsecured cards like students, housewives, business persons
Disclaimer:
Issued by SBM Bank India
Interest rates are changed without notice
Gild Card is a Secured Credit Card
Information is subject to change without notice
For more info visit: https://gild.cards
Other products to compare with Gild
OneCard Lite, Paisa Bazaar Stepup Card, SBI Unnati Card, HDFC Bharat Card, SBI Prime Advantage Card, ICICI FD Xtra, ICICI Coral FD Card
Gild also has exclusive partner variants secured cards (Coming soon)
1. Magnet Card (https://www.magnetapp.in)
2. RupiCard (http://rupicard.com/)
3. Credilio Gild (https://www.credilio.in/gild)
References:
1. Gild Card is a secured credit card issued by SBM Bank India Ltd: https://www.sbmbank.co.in/smart_banking/consumer-credit-cards.php
2. Terms of use of the app: https://gild.cards/terms
3. MITC of SBM Gild Credit Card: https://gild.cards/images/MITC.pdf
4. Frequently asked questions regarding Gild: https://gild.cards/faq
5. For support contact: support@gild.cards
6. For product videos: https://www.youtube.com/@gildfdcard
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