Smart Loans Online Guides is an Android application designed to assist users in finding and choosing loans intelligently. This application serves as a guide to get loans quickly and efficiently.
This application is also equipped with a guide or guide feature that helps users choose the type of loan that suits their needs and financial capabilities. In addition, this application can be used as a guide so that you are not wrong in choosing legal loans and avoiding illegal loans. Before you download the Smart Loans Online Guides application, let's take a quick look at loans or online loans so that you understand more about what loans are.

List of information in this application, namely:
An explanation of fintech lending (Pinjol) is easy and fast
Types of pinjol
Fintech Lending (pinjol) OJK
The characteristics of a legal loan
Online loan application requirements
OJK's official licensed loan list
How to pay off debt
Illegal loans
The risk of borrowing from illegal loans
Explanation of Permissions to access contact numbers
How to delete tapped data
Hindering the lending process
Safe way to deal with Cebt Collector
Good and Bad Debt
The Debt Snowball Method
Avalanche Debt Method
How to pay off debt
How to Negotiate with Lenders
How to deal with outrageous DC

In order for online loan applications to be disbursed quickly, prospective borrowers must apply using the loan application. The pinjol application can be downloaded at the Playstore for Android and the Apple store for IOS. Almost all Fintech Pinjols require an online loan application using an application.

The evaluation method used by each Fintech Loan is different from banks in general. Fintech's latest ojk loan will utilize customer cellphone data to calculate a score that determines whether or not it is appropriate to get an online loan. Of course, the granting of permission for withdrawing the data from the borrower must first be approved by the prospective customer.

Therefore, customers must understand about withdrawing cellphone data when applying for an online loan or loan. Based on OJK online loan rules, cell phone data that can be withdrawn by P2P is Camera, Location and Microphone. If a borrower asks for HP contact data, refuse immediately because they are illegal loans.

The majority of online loans do not require any collateral at the time of submission.
The main requirements that are often needed are only KTP and personal data. There are even lenders who only need a few minutes to validate and provide credit approval.

Therefore, this application was made as your guide so you can understand more about loan, so you don't choose the wrong loan.

Disclaimer:
This Smart Online Guides Loan Application is not an online loan application.
You have to understand that this is a guide application about loans or online loans.
There is no collaboration with online loan providers or online lenders
We comply with the developer program policies in creating the Smart Loan Online Guides guide application