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We use this information to match you with lenders that want to work with you
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1. How Much Can I Borrow?
The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $100 and $5,000.
2. How Is My Private Information Protected?
We use industry-recognized security and advanced encryption technology to protect your personal information. Your information is transmitted and stored securely in an encrypted format. Please review our privacy policy for additional details.
3. How Long Does the Process Take?
It should only take a few minutes to complete our secure online form. After we receive your information, we immediately start looking for a lender or lending partner that is willing to work with you. You should have a response from one of our lenders or lending partners within minutes. Final approval and funding is often done in as little as 24 to 48 hours.
To obtain a loan, the following conditions must be met:
- The minimum loan repayment period is 62 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, including loan interest, as well as all other fees and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. The annual interest for using the Loan is min 1%, max 32%.
- The minimum rate for using the loan per day is 0.01%;
- The maximum rate for using the loan per day is 1%;
- Late payment penalty: 0.1% of the overdue amount per day, but not more than 10% of the loan amount
- Other commissions or fees: none
- In case of a long delay in payment, the information will be transmitted to the BCI
- Extension of the loan is possible with timely notification of the lender and payment of interest for the initial term of the loan, no additional fees for extension of the loan are provided
An example of interest rate calculation:
- Body loan amount - 20,000 US dollars.
- Loan term – 100 days.
- commission for using the loan: 0.08% per day, i.e. 16 usd per day, or 2.4% per month (averaged over 30 days), i.e. 480 usd per month (averaged over 30 days).
- The total fee for 100 days is $1,600.
- The total amount to be returned, taking into account the loan amount: 21600 usd.
- FLC - the full cost of the loan (FLC - Full Loan Cost) in percent is 29.2% per annum.
Consequences of delay in repayment of the loan:
In case of violation of the loan repayment period, the amount of instability may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
We use this information to match you with lenders that want to work with you
Pick Loan Offer
Connect with one or more loan offers and decide if it’s right for you
Get Cash
Receive your funds in as fast as one business day
1. How Much Can I Borrow?
The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $100 and $5,000.
2. How Is My Private Information Protected?
We use industry-recognized security and advanced encryption technology to protect your personal information. Your information is transmitted and stored securely in an encrypted format. Please review our privacy policy for additional details.
3. How Long Does the Process Take?
It should only take a few minutes to complete our secure online form. After we receive your information, we immediately start looking for a lender or lending partner that is willing to work with you. You should have a response from one of our lenders or lending partners within minutes. Final approval and funding is often done in as little as 24 to 48 hours.
To obtain a loan, the following conditions must be met:
- The minimum loan repayment period is 62 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, including loan interest, as well as all other fees and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. The annual interest for using the Loan is min 1%, max 32%.
- The minimum rate for using the loan per day is 0.01%;
- The maximum rate for using the loan per day is 1%;
- Late payment penalty: 0.1% of the overdue amount per day, but not more than 10% of the loan amount
- Other commissions or fees: none
- In case of a long delay in payment, the information will be transmitted to the BCI
- Extension of the loan is possible with timely notification of the lender and payment of interest for the initial term of the loan, no additional fees for extension of the loan are provided
An example of interest rate calculation:
- Body loan amount - 20,000 US dollars.
- Loan term – 100 days.
- commission for using the loan: 0.08% per day, i.e. 16 usd per day, or 2.4% per month (averaged over 30 days), i.e. 480 usd per month (averaged over 30 days).
- The total fee for 100 days is $1,600.
- The total amount to be returned, taking into account the loan amount: 21600 usd.
- FLC - the full cost of the loan (FLC - Full Loan Cost) in percent is 29.2% per annum.
Consequences of delay in repayment of the loan:
In case of violation of the loan repayment period, the amount of instability may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
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