Credit score it's just a digital number but they more impact on your financial life.

As you probably know, credits scores are one of the main tools for creditors, employers, insurance and finance companies use to assess risk and your creditworthiness. Your score is a quick snapshot that is often used when credit decisions are made quickly. Creditors may also obtain your full credit report, to access more detailed information to aide their decision on your level of risk.

Check your free credit score from CIBIL and other credit bureaus. And choose from a wide range of personalized loan & credit card offers, from india’s top banks.

Everyone with a loan or credit card has a credit score, & staying up to date on yours is crucial. Your credit score affects your major purchases - your car, your house, & even paying for your education. It makes sense to not only track your credit score but also take the necessary steps to improve it.

In india 79% of the loans approved are for individuals with a score greater then 750.

Your CIBIL transunion score and credit information report(CIR)is an evidence of your credit worthiness.

CIBIL transunion score ranges between 300 and 900. All lenders check your credit score before approving your loan application.

The most commonly used credit scoring models range from 300 to 900. Each lender sets its own standards for what constitutes a good credit score. But, in general, scores fall along the following lines:

1) 300-629: Bad credit
2) 630-689: Fair or “average” credit
3) 690-719: Good credit
4) 720 and up: Excellent credit

* What is a credit score?
- A credit score is an indicator of a borrower’s ability to make credit payments on time. It is calculated after evaluating multiple information patterns such as your past credit report, loan payment history, current income level, etc. A higher credit scores increases your chances of getting a low interest loan from a financial institution.

* What is a credit report?
- A credit report is a crucial element nowdays simply because there is a lot of risk involved in lending money, and banks are very cautious with it. Before lending money the bank needs to make sure that you don't have any unpaid bills or bad debts. So for that reason they check your credit ratings.

* Why is it important for me to know my credit score?
- Knowing your credit score enables you to make better credit decisions. Almost all financial lending institutions evaluate your credit score before approving your credit application. Having a bad credit score increases the chances of your loan application being rejected while a good credit score improves your chances of negotiating a lower interest rate.

Main Features of Credit Score Check & Report

- Compare and apply for loans, credit cards, savings account and Demat accounts.
- Get instant quotes after checking eligibility.
- Check free credit score online.
- Check home loan interest rates and get collateral free loans with lowest interest rates.
- Improve your credit score with no credit history.
- Check free credit score online.
- Check free financial assessment on the web.
- Find the best offers on personal loans.
- Choose from the best Credit cards in India.
- Get latest financial news and tips through interactive blog.
- Calculate your EMIs with our customized EMI calculator.
- Track your application status.
- Available exclusive deals and offers on financial products.

Disclaimer:
● This app is not an official Credit Score.
● This app only acts as an interface. All information displayed is loaded from other websites.
● All the Information & Source taken from Govt Portal and Provide Assistance on Credit Score For More Information Check This Application.
● This app does not store any information provided by the user like username/password, etc..