Welcome to the BRI KUR Submission Application 2023

KUR or People's Business Credit is credit financing or loan services provided by the government to MSMEs or cooperatives that have eligibility, potential,
good business prospects, as well as the ability to repay loans but do not meet the standards set by the bank.
This means that KUR is given to MSMEs and cooperatives that are feasible but not yet bankable.

With this KUR, it is hoped that people's businesses can use KUR facilities to carry out their business as a whole.
Forms of business supported by the KUR program include businesses engaged in agriculture, fisheries and maritime affairs, forestry, industry, as well as financial services or savings and loans.
The government hopes that all people's businesses can make good use of KUR.

KUR BRI is a loan provided by Bank BRI to ordinary people who meet the requirements to be able to start a business.
KUR in the form of investment or working capital is provided by Bank BRI with a nominal value starting from IDR 50 million to IDR 500 million according to needs.

This BRI KUR loan is aimed at micro businesses or known as MSMEs that have productive businesses.
There are three main features or characters of BRI KUR loans, including:

- BRI KUR loans in the form of business or working capital and investment loans
for productive business units.
- The target customers of KUR BRI loans are individual business owners
or MSMEs that require a maximum credit of IDR 500 million.
- KUR BRI interest is subsidized by the government and free of admin fees or fees.
BRI KUR loans are also guaranteed by credit loss insurance covered by state-owned insurance companies.

In general, BRI KUR loans are divided into three categories, namely micro KUR, Retail KUR and also KUR TKI.

Especially for the next KUR, this is the type of KUR that gets interest subsidies from the government