Affirm: Buy now, pay over time

Flexible payments, big savings
Affirm, Inc
Download Affirm: Buy now, pay over time APK
Version 3.240.3
Updated on 2024-04-04
Rating 4.8
Category Shopping
Package name com.affirm.central
Downloads 100+
Affirm: Buy now, pay over time Description
Shop stress-free and pay over time with flexible payments. Now select customers can take Affirm everywhere with the Affirm Card™.

Why you’ll love using the Affirm app:
• Pay over time at almost any store
• Get access to exclusive deals and rates as low as 0% APR
• Manage your account and make payments
• Open a high-yield Affirm Money Account with no minimums and no fees

Take your Affirm Card with you everywhere:
• Use your Affirm Card online or in person
• Planning a big purchase? Request a payment plan in the app before you head to the store
• If you’re shopping on the go, you can link your bank account to pay with your card almost anywhere, or use the app to request to pay over time for eligible purchases after you swipe. Minimum purchase may be required for payment plans. See footer for additional details.

Shopping with Affirm is simple and easy—browse your favorite stores online or in-store, choose the payment terms that work best for your budget, and complete your purchase at checkout or with your Affirm Card.

The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

Rates from 0 - 36% APR. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure.

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Comments about Affirm: Buy now, pay over time Android Version
The app makes it easier to use Affirm at checkout and makes it very easy to make payments on the loans I have with them. The detail section of your purchases and agreements are easily understood with their visual breakdown they give you on the manage page. I'm not one to jump on loans either so this is not a quick sent review. I applied to see if I would have any ability to use them and once I did, I didn't even purchase anything for a few months and then started with something real small.
I have use affirm for several different purchases in the past couple years and I have had no issues. The start up process is quick and easy. You get a denial/approval answer back within minutes. They tell you right up front want you can spend and a list of stores that accept affirm as a payment. I haven't had to deal with any customer service issues but they do maybe the info listed right in the sight. And also using the service will not effect your credit as they don't report.
I love the affirm app. similar to using a credit card, but the interest is way lower. You can choose different payoff plans to even have no interest. You get deals at retailers and its easy to check your payments and get alerts. I have used it for 3 years now. I highly recommend it if you are tired of credit cards. I basically use it for purchases that I have the money for but would rather not pay the whole chunk at once.
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